How Banks, Land Lies, and Rising Taxes Are All Connected—And Why It Affects YOU

Have you ever wondered why your property taxes keep going up even though your income stays the same? Or how school budgets are growing while families are still struggling to pay their bills?

Here’s something most people don’t realize: land fraud and misrepresentation—yes, even in small towns—can trickle down to affect your mortgage, your taxes, and your local school system.

Let’s break it down:

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1. It All Starts With a Land Lie

A bank gives someone a mortgage based on land records that aren’t entirely true. Maybe the land was claimed under an old deed, or maybe its history is messy—trusts, life estates, or overlapping property lines.

But the bank doesn’t look too closely. Why? Because they trust what’s in the public record.

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2. That Mortgage Becomes a Moneymaker

Once the mortgage is approved, it becomes a kind of “paper asset.” The bank doesn’t just sit on it—they bundle it with others and sell it to bigger banks or investors.

That means money is changing hands over land that might not even legally belong to the person holding the mortgage.

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3. Your Town Sees Dollar Signs

Now here’s where you come in.

Because that mortgage says the property is worth, say, $300,000, your town’s tax assessor uses that number to calculate new property values—yours included.

Suddenly your home is “worth more,” even if nothing’s changed… except for your tax bill.

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4. Schools Get a Boost—But At What Cost?

Rising taxes often mean more money for local schools, since school budgets are usually tied to property taxes.

That sounds great… until you realize it’s based on false land values and shady banking deals.

If the fraud ever gets exposed, banks pull out, lawsuits begin, and the financial burden falls right back onto the town—and the taxpayers.

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5. So Why Does This Matter to You?

Because this system is built to make money off your land, your taxes, and your trust.

It doesn’t matter if you’re a parent, a renter, a retiree, or a student. This kind of fraud causes:

• Higher property taxes

• School funding instability

• Housing insecurity

• And a growing disconnect between real value and fake numbers

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Bottom Line:

This isn’t just a conspiracy—it’s happening in real towns, in real time, and it’s affecting people like you every day.

By exposing it, understanding it, and talking about it, we can start to hold the system accountable—and make sure our land, our money, and our communities are no longer sold off behind our backs.